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Trying to survice on a low income? Need some help?Then this free Money Matters course is for you.
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People saving for a deposit on their first home are to be given a helping hand by the federal government, with tax concessions worth $850 million over the next four years.
Most mums and dads agree that despite the stresses of parenthood, they "wouldn't have it any other way''.
But what a lot of parents would like to change is the amount of money it costs to bring up their children.
Motor experts are forecasting a change in traffic as soaring fuel prices affect the way we buy cars...
Don't make your budget so tight that it's impossible to stick to. A budget is your own personal guide, so you need to be honest about your spending for it to be meaningful.
Aim to save 10% of your gross annual income. This breaks down to 5% for short-term goals and 5% for longer-term goals.
To save on household goods, try an op shop for clothes and furniture. Some of the old furniture would come up really nice with a new coat of paint!! And try swapping sites on the internet such as freecycle, and books sites like bookmmoch. I've got just about all my university textbooks from bookmooch, and some very nice furniture from freecycle. :)
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