Managing my credit card

Do you find yourself constantly reaching for your credit card to pay for things? Do you struggle to pay off your balance each month? To find out the true cost of your credit card, enter your details below.

Enter your credit card details below

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My credit spending details - Define Credit Card Details

My credit spending details per year

Estimate the details of your credit spending habits below. This will impact on the fees and charges you are required to pay and will also add to your overall credit costs.

Pay late
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Miss a payment
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Go over my limit
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Withdraw cash from an ATM
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Average cash withdrawal
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A payment bounces
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Fees and charges for my credit card - Define your Credit Card fees

My credit card fees and charges

Estimate the annual fees and charges payable on your credit card below.

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Calculate

How to pay off your credit card debt

0 How many months to repay
$0 Total amount to pay
$0 Interest, Fees and Charges

By entering all the costs and repayments associated with your credit card, you can see above how long it will take you to pay it off.

See if you can shorten this amount of time by adjusting your monthly payment amount. If you adjust your credit spending details to reduce the amount of fees and charges you pay, how much faster can you pay it off?

Now that you know how much you need to pay each month to reduce your debt, update this figure in your budget.



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