Disclaimer

Website use

These terms and conditions govern the use of the StartDreams website and are in addition to other terms and conditions applicable to HomeStart Finance products.

By using this website you agree to be bound by these terms and conditions.

Please note that HomeStart products are only available in respect of property located in South Australia and as such this website is to be governed by and construed in accordance with South Australian laws. This website is not directed at people outside of South Australia and, as such, may not satisfy the laws of any areas outside of South Australia.

Exclusion of liability

The information contained on this website is provided for general information purposes only. The content of this site does not in any way constitute financial advice. Should you be considering entering into a financial agreement, we recommend you seek independent financial advice.

HomeStart, the South Australian Government, its agents, instrumentalities, officers and employees make no representations, either express or implied: regarding the accuracy and completeness of the information and data contained on this website or linked to this website; regarding the suitability of the information and data contained on or linked to this website for any purpose; that HomeStart services or the results that may be obtained from use of this website will be uninterrupted or error-free; and that the information and data contained on or linked to this website is free of infection by computer viruses or any other form of contamination.

HomeStart, its agents, instrumentalities, officers and employees will not be liable for: any use of the information or data contained on or linked to this website or any reliance placed on it; and any loss (either direct or indirect) suffered as a result of use of this website, even if it occurs as a result of the negligence of HomeStart, the Government, its agents, instrumentalities, officers or employees.

Virus protection

While HomeStart will take reasonable steps to ensure the reliability and security of this website, it is your responsibility to ensure that you have all necessary software to protect your computer from viruses or other forms of contamination.

Links

The Government of South Australia and its agencies and instrumentalities (including HomeStart) do not endorse or in any respect warrant products, services or representations by virtue of any information, material or content referred to or included on, any other website that is linked from or to this website.

Copyright and intellectual property

This website relates to HomeStart business in South Australia only. HomeStart and its trademarks are not connected with any other business or trademarks which utilise or operate under the ‘HomeStart’ name outside of South Australia.

Copyright subsists in the various forms of work and subject matter on and accessible from this website. Copyright is held by the South Australian Government. Apart from fair dealing permitted by the Copyright Act, 1968, the South Australian Government grants visitors to this site a license to download and display its copyright material for private and non-commercial purposes only.

For reproduction or use of the copyright material beyond the limited license described above, permission must be sought from the copyright owner. That permission, if given, will be subject to conditions that will include a requirement that the copyright owners’ names and interest in the material be acknowledged when the material is reproduced or quoted, either in whole or in part. No permission to reproduce or use the copyright material, other than that expressly stated in this clause 7, is to be implied by the availability of that material on this website.

Promotional disclaimer

No promotion or advertising conducted by HomeStart on the StartDreams website can or will have any effect whatsoever on a HomeStart loan application or possible resultant HomeStart loan. The cont ents of any promotional pamphlet or other printed material you may have received in connection with the StartDreams website do not form part of any loan contract you may enter into with HomeStart.

Passwords

HomeStart shall not be liable to you (or any third party) for any direct or indirect loss or damage related to the failure of the password to be kept confidential.

HomeStart accepts no liability for unauthorised access to your StartDreams account, whether or not this access results from your failure to keep the password confidential.

HomeStart shall not be liable to you (or any third party) under any law for any direct or indirect loss or damage related to any information on the StartDreams website. If you are issued with a password for use on this website, you must treat your password as you would a personal identification number (PIN). Accordingly, you must: not let anyone know your password; not record your password on your computer; and if your password is lost, stolen or discovered, inform HomeStart as soon as possible. By using the StartDreams website you agree to these conditions of use.

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