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Latest figures show that middle-income parents with two children will spend more than $500,000 on them by the time they hit the age of 21.
But are those costs just a sign of the times, or are there ways to cut spending without compromising the quality of their childhood?
Here are a few ideas: http://www.news.com.au/business/story/0,23636,23119466-14327,00.html?from=mostpop
Source: The Courier Mail
When your doctor prescribes a medicine, ask if a generic brand is available - this will be cheaper.
It is there to help, not hinder, you. A sign of a successful budget is one that is flexible during tough times and able to reward you when your prospects are brighter.
Take note of everyone you might buy presents for and budget for them.
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