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But there are things you can do to get a roof over your head and meet the repayments.
Full article: http://www.news.com.au/business/story/0,23636,22866988-5013951,00.html?from=mostpop
When your doctor prescribes a medicine, ask if a generic brand is available - this will be cheaper.
Don't make your budget so tight that it's impossible to stick to. A budget is your own personal guide, so you need to be honest about your spending for it to be meaningful.
It is there to help, not hinder, you. A sign of a successful budget is one that is flexible during tough times and able to reward you when your prospects are brighter.
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