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But there are things you can do to get a roof over your head and meet the repayments.
Full article: http://www.news.com.au/business/story/0,23636,22866988-5013951,00.html?from=mostpop
When replacing light fixtures, consider using compact fluorescent bulbs.
When you see something you want, try and think about it rationally rather than emotionally. Do you really need it? What else could the money do for you?
There are many internet based savings accounts out there with great interest rates and minimal fees. To avoid temptation, set up your account so that you can only access it via the internet and not via ATM’s.
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